How to afford to be a stay at home mom (on one income)

Many parents wish is to afford one of them to stay at home and take care of the kids. But the big question is how to afford to be a stay at home mom.

How to afford to be a stay at home mom

Keep on reading to find out how to afford to be a stay at home mom on one income

(1) Budget

A budget helps you cut out wants and stick on you need

Having a budget help eliminate buying things you cannot afford and focus much on need.

Budget help live within your means, therefore, help reduce sinking in debts

2. Buy on sale

You don’t need to spend a lot of money on clothes, diapers or even food. There stores like Kohls that have so many sales you can buy clothes.

Other offers sale on items like toys

3. Swapping

There are a lot of things that you don’t need in your house like toys, books, games, and clothes your kid has outgrown.

Instead of throwing them away or keeping them in the house you can find other moms and swap the item.

Swapping helps saves a lot of money.

4. Find ways to save money

If you have a baby at home you know the cost of the diaper. You can try to save money on using cloth diapers or find companies that offer free baby stuff like diapers.

When doing laundry you can decide not to hang them to dry not use washing machine this help save on electricity bill.

Preparing meals at home instead of eating at restaurants.

5. Buy second hand

Used things like electronics, furniture, toys, or clothes cost less than new ones. Like babies, cloth outgrows them some when they are even new. You can decide to be buying second-hand toys or clothes that are in good condition at a fair price.

6. Plan meals

Planning your family meals means less eating in the restaurants.

You plan the meal, buy whole food and find simple and quick family recipes you can easily prepare at home for a few minutes

Cooking food at home saves money and it is healthier

7. Supplement income

My main aim to quit 9-5 job was to become a full-time stay-at-home mom but that does not mean I don’t have a hobby or skills.

I love writing so I blog when I have free time or kids are napping. I work on this blog and many more since my kids are grown and independent to bring extra income to the family.

You can decide to start a home business, make a craft, or find an online job you can do while taking care of your family.

Utilize your skills and turn your hobbies into a way of earning money.

I have a list of friends who are full-time stay at home mom; one of them is good at baking. Every day she bakes a cake and sells it to us for breakfast. Another one is good at making homemade detergent and another is good at making jewelry.  

All of them make their art at home and sell to friends and neighbors in their free time. The list is endless of what you can do at home.

8. Participate in free activities

At this time remember you are surviving on one income remember budget is tight. To afford paid activities for the kid is not easy.

Find in your area free activities kids are having for fun.

You can find libraries offering free fun activities.

Also, at home, you can create fun activities to do with your kid like downloading free coloring sheets

9. Cut off unnecessary expenses

Expenses like going to the gym, eating hotel, using more than one car and more you can cut them.

Like you can decide since you are not commuting to work you sell one car and remain with one.

You can start doing home exercise and stop paying for the gym

Find those unnecessary expenses you no longer need them and cut off.

10. DIY things at a home

Instead of buying everything you can decide to save money to make at home. Like you can make cleaning detergent at home.

You can grow vegetables like spinach in the kitchen garden

11. Create time for yourself

Creating me time as a stay at home mom help improve your mental health and enjoy your journey.

At this time you can do something you passionately love or connect with other moms.

Create time to do activities that make you happy, refreshed, and more charged.

If you are wondering how to start and afford to be a stay at home mom first practice for a few months living with one income. If it works you can go ahead and become a stay at home mom.

During the practice period, you can decide to save money on a fixed account.

How to afford to be a stay at home mom

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